PhilHealth premium share by monthly salary.
What it's for
Find out how much PhilHealth takes from your pay each month, and how much your employer adds on top, if you are employed.
Before you start
Have your payslip or contract to hand so you know your basic salary — your fixed monthly pay before allowances, overtime and other extras. If you are self-employed you pay the whole premium yourself, so read Full premium rather than your share.
Type your basic salary
In Monthly basic salary, type your basic pay for one month, in digits only — no ₱ sign and no commas. Leave out allowances, overtime and bonuses: PhilHealth is worked on basic salary alone.
Press Calculate
Press Calculate. The answer at the top already changes as you type; the button brings it back into view if you have scrolled away from it.
Check the working
Scroll down to The working to see each step: your salary, the premium, your half and your employer's half. The notes above it say when a lowest or highest salary limit has been applied.
Reading the result
If it goes wrong
The PhilHealth premium is 5% of monthly basic salary, and the number that matters to you is half of it. You and your employer pay 2.5% each. Someone on ₱30,000 sees "5%" and expects ₱1,500 taken from their pay; the deduction is ₱750.
The percentage applies to salary between a floor of ₱10,000 and a ceiling of ₱100,000. Below the floor the premium is the minimum ₱500; above the ceiling it stops at ₱5,000 however much more you earn. So the whole range of possible deductions is ₱250 to ₱2,500 a month.
One thing worth knowing: this is computed on basic salary, while SSS uses total monthly compensation. The two deductions rest on different figures, so there is no reason for them to look proportionate to one another on a payslip.
No — half of it is. The 5% is the premium, and you and your employer pay half each. On ₱30,000 the premium is ₱1,500 and your deduction is ₱750. This is the single most common misreading of the rate, because the headline figure and the payslip figure are different numbers.
Premiums are computed on salary between a floor of ₱10,000 and a ceiling of ₱100,000, so the premium runs from ₱500 to ₱5,000 a month. Your half of that is ₱250 to ₱2,500. Earning below the floor still costs the minimum; earning above the ceiling costs no more than the maximum.
The Universal Health Care Act legislated a schedule of premium increases that stepped up year by year to 5%. Five per cent is the last of them, so the rate itself is not scheduled to rise again — though the income floor and ceiling can be adjusted separately.
Basic salary. That is a different figure from the one SSS uses, which is total monthly compensation — so your PhilHealth and SSS deductions are computed on two different bases and there is no reason for them to look proportionate to each other.
The same 5% applies, but you pay the whole of it rather than half — there is no employer to share it. This page shows the employed split.
Yes. PhilHealth membership is mandatory for employed members under the Universal Health Care Act, and the premium is a contribution to a pooled fund rather than a payment for services used.
₱2,500 is the most anyone pays, whatever they earn above ₱100,000.
Important
An estimate for employed members. Self-employed members pay the whole premium themselves. Check your own contribution record with PhilHealth. Nothing you type here is sent to our servers — the calculation runs entirely in your browser.
